When speed and certainty matter most
Some risks require faster solutions.
During Hurricane Melisa, iPrint had Parametric Insurance in place as part of its broader risk strategy. Once the agreed trigger was met, the payout process began immediately, without claims assessments or delays.
In this testimonial, Stephen Steele, CEO of iPrint, shares how Fraser Fontaine & Kong supported his business with timely guidance, certainty, and access to funds when it mattered most.
Parametric insurance provides a payout when a pre-agreed event occurs, such as a hurricane reaching a defined intensity in a specific area. Payments are triggered by verified data, not physical damage, allowing businesses to access funds quickly and maintain cash flow.
Hurricane Melisa met the policy trigger, activating the payout process immediately. Funds were received within seven working days, providing certainty, liquidity, and business continuity during a critical period.
Parametric insurance is not one-size-fits-all and works best when tailored to your business risks. Complete the form below and a member of the Fraser Fontaine & Kong team will contact you to discuss whether parametric.
Every business has risks, from unexpected property damage to legal claims, from supply chain delays to industry-specific hazards. At FFK, we help you
stay protected and compliant, so you can focus on growth, not setbacks.
With over 50 years of experience, we’ve seen it all and solved it all.
Safeguard your buildings, equipment, and inventory against fire, natural disasters, theft, and more.
Example: A manufacturing plant hit by fire recovered faster because its property policy covered both structural repairs and machinery replacement.
Cover legal costs and damages if your business is held responsible for injury, property damage, or negligence.
Example: A retail store avoided significant financial loss after a customer slip-and-fall claim was fully covered.
Protection for goods in transit, vessels, aircraft, and related operations — locally and internationally.
Example: A logistics company avoided major losses when a shipment damaged at sea was reimbursed in full.
Coverage designed for unique, high-value, or high-risk operations that standard policies can’t address.
Example: A construction firm working on a high-rise project secured specialized coverage for crane operations and sitespecific hazards.
Protection against losses from cyber attacks, data breaches, ransomware, and other digital threats.
Example: A financial services company quickly recovered from a ransomware attack thanks to a cyber insurance policy that covered recovery expenses, IT forensics, and client communications.
Our advisors are here to help you find the right coverage at the right price.